Plans & Pricing
FIND YOUR PERFECT FIT
CHOOSE YOUR HEALTH PLAN
HealthPay partners with Pakistan's leading health networks to give you structured access to care. Select a plan that matches your health goals and budget—from digital wellness to comprehensive coverage.
Trust
We Enable Transparent Health Spending
HealthPay isn't just a payment tool—it's a new financial layer for healthcare. By separating funds, medical data, and service delivery, we ensure every rupee is accounted for, secure, and spent only on health. This clarity builds trust for employers, dignity for beneficiaries, and control for families.
Combining the HealthPay card with a FitwellHub plan transformed how we manage employee health benefits. The visibility and control are unmatched.
Choose Your Fitwell HUB Basic Cash Plans
Select the plan that aligns with your health goals. Start with essential digital tools or upgrade to unlimited consultations, AI-powered insights, and financial protection benefits.
Fitwell Basic
Base
Rs
0/Monthly
Pakistani Ruppes
Full Digital Access: Comprehensive Electronic Health Record (EHR) & Vitals Tracking.
Consultations: Pay-as-you-go GP Audio Calls @ Rs 50 & Video Calls @ Rs 100.
Network Discounts: Flat discounts on Labs, Pharmacies, and Specialist Clinics.
Health Dashboard: AI-powered trends analysis of your medical history.
Digital Card: Instant issuance of Virtual Health Card for identification.
Hospital Coverage: Not Included (Upgrade to Basic+ for Cash Benefits).
Maternity Cover: Not Included in this free Fitwell Basic plan.
Fitwell Basic+
Base+
Rs
1,000/Yearly
Pakistani Ruppes
Free Consultations: Unlimited Free GP Audio Calls 24/7.
Video Access: Discounted GP Video Consultations at just Rs 50.
Daily Cash Benefit: Get Rs 3,000 per day for Hospital Admissions.
ICU Coverage: Enhanced protection of Rs 6,000 per day for ICU stays.
Reimbursement: Claim up to Rs 45,000 for hospital expenses.
Added Care: Free Pre-Admission & Post-Discharge Medical Consultations.
Maternity Cover: Not Included (Available in Family Plan).
Fitwell Basic++
Base++
Rs
2,000/Yearly
Pakistani Ruppes
Free Consultations: Unlimited Free GP Audio Calls 24/7.
Video Access: Discounted GP Video Consultations at just Rs 50.
Daily Cash Benefit: Increased limit of Rs 6,000 per day for Admissions.
ICU Coverage: Maximum protection of Rs 12,000 per day for ICU.
Reimbursement: High claim limit of up to Rs 90,000 per year.
Govt Program: Fully compatible with Sehat Sahulat Program (SSP).
Maternity Cover: Not Included (Available in Family Plan).
Basic+ Family
Family
Rs
2000/Yearly
Covers Spouse & 4 Children
Family Access: Free GP Audio Calls for Spouse and 4 Kids.
Maternity Bonus: Exclusive Rs 30,000 Cover for C-Section deliveries.
Adult Coverage: Hospital Cash Rs 6,000 | ICU Rs 12,000 (Per Day).
Child Coverage: Hospital Cash Rs 3,000 | ICU Rs 6,000 (Per Day).
Reimbursement: Rs 60,000 (Adults) & Rs 30,000 (Children).
Video Access: Discounted Video Consultations @ Rs 50 for all members.
Full Digital Access: Separate health profiles for every family member.
Choose Your Fitwell HUB Health Essential Bundle Plan
Comprehensive medical coverage combining unlimited doctor access, AI health insights, and high-limit hospitalization protection.
Basic
Basic
Rs
0 / Monthly
Entry Level Protection
Consultations: Paid GP Audio Calls @ Rs 50.
Video Access: Subsidized Video Consultations.
Hospital Cash: Rs 1,250 per day (General Ward).
Reimbursement: Claim up to Rs 37,500 for Hospitalization.
Digital Health: AI-Powered Health Insights & Vitals Tracking.
Coverage Days: Covers up to 30 days of hospitalization.
Discounts: Flat discounts on Labs, Pharmacies & Hospitals.
Essential
Essential
Rs
225 / Monthly
Basic Protection Plan
Consultations: Unlimited Free GP Audio Calls 24/7.
Video Access: Subsidized Video Consultations.
Hospital Cash: Rs 3,000 per day (General Ward).
Reimbursement: Claim up to Rs 90,000 for Hospitalization.
Digital Health: AI-Powered Health Insights & Vitals Tracking.
Coverage Days: Covers up to 30 days of hospitalization.
Specialist: Subsidized rates for Specialist bookings.
Essential+
Essential+
Rs
405 / Monthly
Standard Protection Plan
Consultations: Unlimited Free GP Audio & Video Calls.
Video Access: Free Video Consultations included.
Hospital Cash: Increased to Rs 7,000 per day.
Reimbursement: Claim up to Rs 210,000 for Hospitalization.
Diabetes Care: Includes Specialized Diabetes Care Program.
Coverage Days: Covers up to 30 days of hospitalization.
Specialist: Subsidized rates for Specialist bookings.
Essential++
Essential++
Rs
570 / Monthly
Enhanced Protection Plan
Consultations: Unlimited Free GP Audio & Video Calls.
Video Access: Free Video Consultations included.
Hospital Cash: Increased to Rs 11,000 per day.
Reimbursement: Claim up to Rs 330,000 for Hospitalization.
Wellness: Includes Weight Management & Lifestyle Support.
Coverage Days: Covers up to 30 days of hospitalization.
Specialist: Subsidized rates for Specialist bookings.
Essential Max
Max
Rs
1,020 / Monthly
Ultimate Protection Plan
Consultations: Unlimited Free GP Audio & Video Calls.
Specialist: 1 Free Specialist Consultation per Month.
Hospital Cash: Maximum Rs 15,000 per day.
Reimbursement: Maximum Rs 450,000 for Hospitalization.
Full Suite: Includes All AI Programs (Mother, Baby, Aging).
Coverage Days: Covers up to 30 days of hospitalization.
Priority: Priority support and medical coordination.
Choose Your Fitwell HUB Student & Family Education Protection Plans
Ensuring your child's future with education continuation, income support, and healthcare coverage in uncertain times.
Bronze Plan
Bronze
Rs
5000/Yearly
Basic Student Cover
Education Support: Rs 5,000 per month continuation.
Income Support: Rs 5,000 per month for family.
Kitchen Expense: Rs 5,000 per month for food.
Hospital Cash: Rs 6,000 (Adult) | Rs 3,000 (Child).
Reimbursement: Medical coverage up to Rs 60,000.
Consultations: Paid GP Audio & Video Consultations.
Digital Access: Electronic Health Record (EHR).
Silver Plan
Silver
Rs
1,000/Yearly
Standard Student Cover
Education Support: Increased to Rs 15,000 per month.
Income Support: Increased to Rs 15,000 per month.
Kitchen Expense: Rs 15,000 per month for food.
Hospital Cash: Rs 6,000 (Adult) | Rs 3,000 (Child).
Reimbursement: Medical coverage up to Rs 60,000.
Consultations: Paid GP Audio & Video Consultations.
Digital Access: EHR & Vitals Tracking.
Gold Plan
Gold
Rs
2,000/Yearly
Enhanced Education Cover
Education Cover: Increased to Rs 30,000 monthly support.
Income Support: Increased to Rs 30,000 monthly replacement.
Kitchen Expense: Rs 30,000 monthly household support.
Hospital Cash: Rs 6,000 (Adult) | Rs 3,000 (Child) / day.
Reimbursement: Medical coverage up to Rs 60,000.
Consultations: Free Unlimited GP Audio Calls.
Digital Access: Vitals Tracking & Medical Profiling.
Diamond Plan
Diamond
Rs
2000/Yearly
Comprehensive Cover
Education Cover: High limit of Rs 40,000 monthly support.
Income Support: High limit of Rs 40,000 monthly replacement.
Kitchen Expense: Rs 40,000 monthly household support.
Hospital Cash: Rs 6,000 (Adult) | Rs 3,000 (Child) / day.
Reimbursement: Medical coverage up to Rs 60,000.
Consultations: Free GP Audio & Video Consultations.
Unique Feature: Includes Sehat Sahulat Program Support.
Platinum Plan
Platinum
Rs
2000/Yearly
Ultimate Family Security
Education Cover: Maximum Rs 50,000 monthly support.
Income Support: Maximum Rs 50,000 monthly replacement.
Kitchen Expense: Rs 50,000 monthly household support.
Hospital Cash: Rs 6,000 (Adult) | Rs 3,000 (Child) / day.
Reimbursement: Medical coverage up to Rs 60,000.
Consultations: Free GP Audio/Video + Specialist Access.
Unique Feature: Smart Tutor (AI Education Assistant).
Choose Your Fitwell HUB Primary Healthcare Coverage Plans
Comprehensive Group Insurance plans with EFU & Fitwell Hub, combining daily cash benefits with high annual limits.
Basic Plan
Basic
Rs
0/Monthly
Pay As You Go
Insurance Limit: Not Included (X).
GP Phone Call: Rs 50 per call.
GP Video Call: Rs 100 per call.
Digital Health: EHR & Vitals Tracking.
Discounts: Labs & Pharmacy discounts.
Specialist: Subsidized Video Consultations.
Programs: No Specialized Health Programs.
Bronze Plan
Bronze
Rs
5000/Yearly
Annual Limit: Rs 100,000
Insurance Limit: Rs 100,000 (EFU).
GP Phone Call: Unlimited Free.
GP Video Call: Subsidized Rates.
Hospital Cash: Rs 3,000 per day.
ICU Benefit: Rs 6,000 per day.
Reimbursement: Up to Rs 45,000.
Programs: Basic Health Management.
Silver Plan
Silver
Rs
1,000/Yearly
Annual Limit: Rs 200,000
Insurance Limit: Rs 200,000 (EFU).
GP Consultations: Unlimited Free (Phone & Video).
Specialized Care: Diabetes, Weight & Mother Care.
AI Health: AI Reports & Lifestyle Coach.
Hospital Cash: Rs 6,000 per day.
Services: Concierge & File Management.
Specialist: Subsidized Video/Physical checkup.
Gold Plan
Gold
Rs
2,000/Yearly
Annual Limit: Rs 300,000
Insurance Limit: Rs 300,000 (EFU).
GP Consultations: Unlimited Free (Phone & Video).
Specialized Care: Full access to all Health Programs.
AI Health: Full AI Preventive Care.
Hospital Cash: Rs 6,000 per day.
ICU Benefit: Rs 12,000 per day.
Specialist: Subsidized Video/Physical checkup.
Diamond Plan
Diamond
Rs
2000/Yearly
Annual Limit: Rs 400,000
Insurance Limit: Rs 400,000 (EFU).
GP Consultations: Unlimited Free (Phone & Video).
Free Specialist: 1 Free Consultation/Month (Video/Physical).
Hospital Cash: Rs 6,000 per day.
Full Access: All AI & Specialized Programs included.
Concierge: Priority Medical Coordination.
Checkups: Periodic Health Checkups included.
Platinum Plan
Platinum
Rs
2000/Yearly
Annual Limit: Rs 500,000
Insurance Limit: Rs 500,000 (EFU).
GP Consultations: Unlimited Free (Phone & Video).
Free Specialist: 1 Free Consultation/Month (Video/Physical).
Hospital Cash: Rs 6,000 per day.
ICU Benefit: Rs 12,000 per day.
VIP Service: Top-tier Concierge & Medical Tourism.
Full Suite: Complete Digital & Physical Care.
What They Say About Us
HealthPay has completely transformed how we handle employee medical benefits. The dashboard is intuitive, and our team loves the instant access to funds without paperwork.
Finally, a transparent way to disburse Zakat. We can now track every rupee spent on patient care, ensuring total compliance and building stronger donor trust.
Managing my parents' medication costs from abroad was difficult. HealthPay gave me control and peace of mind, knowing they can access quality care instantly.
As a clinic owner, the settlement speed via RAAST is impressive. No more waiting for insurance claims; payments are secure, fast, and always reliable.
A game-changer for small businesses like ours. We replaced manual cash reimbursements with these cards, saving us admin time while giving staff better security.