Solutions
SOLUTIONS
HealthPay offers tailored solutions for three primary user groups. Each solution uses the same regulated infrastructure but applies different controls, permissions, and reporting layers.
Employers
For employers, healthcare is often a high-cost benefit with low visibility. Cash allowances and reimbursements create misuse, delays, and administrative burden.
How Employers Use HealthPay
Employers define benefit policies such as eligible services, spending limits, and approved provider networks. Funds are then allocated digitally to employee cards.
Employees can access healthcare immediately without paying out of pocket, while HR and finance teams monitor usage through dashboards.
This results in better cost control, faster access to care, and measurable health outcomes.
Charities & NGOs
Charitable healthcare funding often suffers from leakage, lack of traceability, and loss of beneficiary dignity.
HealthPay enables NGOs to distribute funds digitally in a closed-loop system where every transaction is visible, auditable, and purpose-bound.
How NGOs Use HealthPay
Funds are assigned to named beneficiaries with strict category controls. Beneficiaries use a standard card at approved healthcare providers, eliminating cash handling and vouchers.
Donors receive anonymized reports showing how funds were utilized, reinforcing trust and accountability.
Individuals & Families
Individuals and families often delay care due to unpredictable costs and reliance on credit or borrowing.
HealthPay allows users to pre-allocate money for health needs, ensuring funds are available when care is required.
Members can use their cards across approved healthcare providers and access FitwellHub services for bookings, records, and rewards.
How Employers Use HealthPay
Employers define benefit policies such as eligible services, spending limits, and approved provider networks. Funds are then allocated digitally to employee cards.
Employees can access healthcare immediately without paying out of pocket, while HR and finance teams monitor usage through dashboards.
This results in better cost control, faster access to care, and measurable health outcomes.